Tools

Quick, interactive ways to figure out where you actually stand — not just another article to read.

Mortgage Path Finder

Answer three questions about your visa status, credit history, and down payment to see which mortgage path is realistic right now.

See your front-end and back-end DTI the way a conventional mortgage lender calculates it.

Estimate your monthly payment, including taxes and insurance.

See how extra payments change your payoff date and total interest.

Find out how many months until a refinance actually pays for itself.

See how HELOC interest differs from a standard mortgage.

Project how contributions grow over time.

Estimate how much you actually need saved to retire.

Calculate your Required Minimum Distribution starting at 73.

Check whether your income puts you above the direct Roth IRA limit.

See how much after-tax 401k room you actually have.

Project HSA balance growth when invested instead of spent.

Compare your current bracket against your projected retirement bracket.

Compare US cities, or US vs. India if you are planning to return.

Work out your resident vs. non-resident filing status.

See a realistic timeline for building credit from zero.

Compare payoff strategies for multiple debts.

See exactly where your gross pay goes — federal, state, FICA, and benefits — on your first US paycheck.

Compare financing costs for a new vs. used car on a thin or new US credit file.

See the gap between the flat rate withheld on your RSU vest and what you actually owe.