Mortgage Payment Calculator

Estimate your monthly principal, interest, and mortgage insurance — and see exactly how the math works.

Home price

Down payment (%)

Interest rate (annual %)

Loan term (years)

Loan type (for mortgage insurance estimate)

Monthly principal & interest

Educational estimate of principal, interest, and mortgage insurance only — doesn't include property tax, homeowners insurance, or HOA dues, which vary by location and add meaningfully to your real monthly payment. Get a lender-issued Loan Estimate before treating any number here as final.